AxTenk Blog

Anyone who sets up a corporation needs to be able to quickly locate key organizational documents. Because these are really the constitution of your corporation, you’ll refer to them again and again. When using this book to produce corporate minute and consent forms, we will often refer you to these documents.
If you have not already done so, the best approach is to set up a corporate records book that contains the key documents. You can do this on your own with a three-ring binder, or by using a customized corporate kit designed for the purpose.
Your corporate records book should contain:
    articles of incorporation
    bylaws
    minutes of the first directors’ meeting
    stock certificate stubs or a stock transfer ledger showing the names and addresses of your share-holders, as well as the number and types of shares owned by each
    minutes of annual and special meetings of directors or shareholders, if any , and
    written consents.

The importance of building a working relationship with the customer based on honesty.

Customer Reality Check
A. How might your customer’s perceptions about your product/ service be incorrect or unrealistic?
B. What customer perceptions might need to be clarified or corrected?
C. What would be the short-term consequences of clarifying or correcting these misperceptions?
D. What might be the long-term consequences of clarifying or correcting these misperceptions?

Customer Reality Check is designed to help ensure that there are no misunderstandings from the customer’s perspective and that they perceive participants as being completely open and honest with them.

Ask participants what they believe this means to them and their business relationships with their customers.
Ask participants to think about circumstances that they may be aware of in which this principle wasn’t followed. Note: Be careful not to ask participants to disclose any possible circumstances when they may have been less than honest with a customer in order to make a sale. However, if this information is volunteered, it may be acceptable to develop this dialog. As an alternative, you could ask participants to share experiences as customers themselves when they felt they were deceived about the product or service they purchased. Discuss how this affected their business relationship and if they continued doing business with that supplier in the future.

I like to thank to all droppers for their continued support.
My special appreciation for the following Top 10 Droppers for April 2009:

Work At Home

BMWF1Blog

The Daily Planet

Maximum Happy

TV News and Reviews

A Journey For Life

Steven Humour

Learn This

Prague

Please visit their great sites.

I like to thank all droppers for their great support.

My special thanks for the following March 2009’s Droppers:

BMWF1Blog

Serian Man

Steven Wilson Marketing

In The Presence of Vultures

Dollar Tamer

60 Were Enough

Isker’s Blog

Positive men

Work At Home

    Fidelity Investments is the place to go for vast variety. The company offers hundreds of different funds, ranging from your basic growth funds to a wide array of sector funds. Some of the company’s funds are no-load; others charge either front-end or back-end sales fees. The company also has a handful of branch offices, where you can go to watch the stock ticker or talk to a representative. Contact details: www.fidelity.com, (800) 544-8888 or (800) 544-6666.

    Charles Schwab & Co. Inc., once mainly a discount brokerage firm, now also offers a wide array of proprietary mutual funds. The firm continues to provide access to other companies’ funds, as well, through its “OneSource” program. What makes Schwab notable, besides how it lets you do some one-stop shopping—buying your individual stocks, Schwab funds, and outside funds all from one place—is that the company offers some of the lowest investment minimums in the industry. With many of its funds, investors can buy in for as little as $100. Most other fund companies require initial investments that are at least ten times higher. This makes Schwab a great choice for a beginning investor who doesn’t have much cash—yet. Contact details: www.charlesschwab.com, (866) 232-9890.

 T. Rowe Price offers more than ninety highly rated no-load funds, ranging from money markets to aggressive stock funds. The company also participates in a fund purchase program called Gateway that allows you to buy about 3,000 funds offered by one hundred other mutual fund families. By buying through T. Rowe, Gateway allows you to get a consolidated statement. In terms of investment minimums, you can either start with a lump sum of $2,500 or, if you don’t have that kind of cash in your sock drawer, you can opt for the “systematic purchase option”, whereby you simply invest at least $100 a month. (The investment minimum for IRAs is lower—$1,000 as a lump sum or a systematic purchase of at least $50 per month.) T. Rowe is also well known for wonderful investment literature, including brochures on investing for retirement and investing while in retirement. Contact details: www.troweprice.com, (800) 541-6066.

    Vanguard Group Inc. is noted for its low fees and index funds. The company offers dozens of stock-index, bond-index, international-index, and money market funds. If you want to put the bulk of your investment money in index funds, it’s tough to do better. The company also offers a wide spectrum of asset allocation, target-date, and exchange-traded funds, as well as some highly rated actively managed funds. The only criticism savvy investors have of Vanguard is that its asset allocation and target-date funds tend toward the conservative side. That reduces their volatility, but can make them a little less profitable too. Otherwise, the company is widely respected and recommended. However, Vanguard requires relatively large investment minimums. You generally cannot open an account with less than $3,000 for a taxable account or $1,000 per fund for an IRA. Contact details: www.vanguard.com, (800) 523-0857 or (877) 662-7447.

?    Municipal bond funds invest primarily in debt issued by state and local governments. Those who buy funds that invest in the debt of their home state are likely to find that the income earned on these accounts is firee from both state and federal taxation.
Risk: Moderate
Potential for capital appreciation: Low
Potential for current income: Moderate

?    Sector funds invest in specific industry groups. You would buy a sector fund if, for example, you wanted to participate in the fortunes of just the technology industry, or just the health care industry, or just Net stocks. These funds are highly volatile and relatively undiversified. They are suitable for people who want to take a piece of their assets and gamble a bit.
Risk: Very high
Potential for capital appreciation: Very high
Potential for current income: Very low